EIN 38-1341100

Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

IRS 501(c) type
501(c)(14)
Num. employees
28
Year formed
1939
Most recent tax filings
2022-12-01
Description
Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union offers a full range of financial products and services in a prompt and friendly manner. It provides ATM, Debit Cards, Travelers Checks, Money Orders, Bill Pay, Overdraft Protection/Courtesy Pay, Gift Cards, Financial Literacy Workshops and Insurance/Investment products to all eligible members. The Credit Union extends various loans to members including real estate, credit card, vehicle and other. As of 12/31/2022, the total number of loans outstanding is at 3,062.
Related structure
Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union is child organization, under the parent exemption from Credit Unions Chartered in the State of Michigan.
Also known as...
Family First Credit Union
Total revenues
$4,824,631
2022
Total expenses
$4,097,000
2022
Total assets
$88,591,899
2022
Num. employees
28
2022

Program areas at Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2022 was 6,053.
Offer ATM, Debit Cards, Travelers Checks, Money Orders, Bill Pay, Overdraft Protection/Courtesy Pay, Gift Cards, Financial Literacy Workshops and Insurance/Investment products to all eligible members.
The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 12/31/2022 was 3,062.

Personnel at Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

NameTitleCompensation
Frances GibelyouManager and Chief Executive Officer$107,268
Janie SmithChief Financial Officer$95,306
Tamara Westerman-DawsonManager of Accounting$21,130
Daniel DennisPast Treasurer$0
Larry BorzaPast Chief Financial Officer$18,225
...and 1 more key personnel

Financials for Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

RevenuesFYE 12/2022
Total grants, contributions, etc.$0
Program services$4,324,652
Investment income and dividends$478,938
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$2,500
Net gain from sale of non-inventory assets$18,541
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$0
Total revenues$4,824,631

Form 990s for Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

Fiscal year endingDate received by IRSFormPDF link
2022-122023-05-14990View PDF
2021-122022-05-15990View PDF
2020-122021-04-15990View PDF
2019-122020-10-05990View PDF
2018-122019-06-19990View PDF
...and 12 more Form 990s
Data update history
July 7, 2023
Posted financials
Added Form 990 for fiscal year 2022
May 20, 2023
Updated personnel
Identified 1 new personnel
July 13, 2022
Used new vendors
Identified 2 new vendors, including , and
July 12, 2022
Posted financials
Added Form 990 for fiscal year 2019
November 3, 2020
Updated personnel
Identified 2 new personnel
Nonprofit Types
Credit unionsChapter / child organizations
Issues
No issues found
Characteristics
State / local level
General information
Address
1011 North Michigan Ave
Saginaw, MI 48602
Metro area
Saginaw, MI
County
Saginaw County, MI
Website URL
fam1st.com/ 
Phone
(989) 759-1686
IRS details
EIN
38-1341100
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1939
Eligible to receive tax-deductible contributions (Pub 78)
No
Categorization
NTEE code, primary
W60: Financial Institutions, Credit Unions
NAICS code, primary
522130: Credit Unions
Parent/child status
Child within group exemption
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