EIN 91-0712539

Whatcom Educational Credit Union (WECU)

IRS 501(c) type
501(c)(14)
Num. employees
494
Year formed
1936
Most recent tax filings
2024-12-01
Description
Whatcom Educational Credit Union provides banking services and community support, prioritizing member welfare through education grants and responsible financial practices.
Related structure
WECU is child organization, under the parent exemption from Credit Unions in the State of Washington / Division of Credit Unions.
Total revenues
$166,494,738
2024
Total expenses
$154,291,742
2024
Total assets
$2,957,165,947
2024
Num. employees
494
2024

Program areas at WECU

Lending:total outstanding loans increased by 15.00%, amounting to $320.96 million year-over-year (yoy). Despite a challenging environment, Wecu provided a total of $691 million in loans to members within the communities we serve.
Community involvement:while technically not a chartered service, Wecu is committed to community service and provides support to a large number of local Educational, health and community concerns. In 2024, helping members and the community at large continues to be a primary focus. This was demonstrated through several activities throughout the year throughout the counties served.
Deposits & liquidity: deposits grew by 6.33%, amounting to $140.86 million year-over-year (yoy). Borrowings increased by 19.77%, totaling $34.0 million yoy. These increases enabled Wecu to sustain liquidity reserves throughout 2024. The increase in deposits suggests that the current pricing strategy is successfully retaining and attracting new deposit relationships. Additionally, Wecu contributed to the economy by distributing $42 million in dividends. Membership growth also saw a yoy increase of 5.11%.

Grants made by WECU

GranteeGrant descriptionAmount
Foundation for Western Washington University and AlumniScholarships$70,750
Children of the ValleyEducation Grant$20,500
The Whatcom Literacy CouncilEducation Grant$20,000
...and 8 more grants made

Financials for WECU

RevenuesFYE 12/2024
Total grants, contributions, etc.$0
Program services$135,508,581
Investment income and dividends$25,596,036
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$-221,316
Net gain from sale of non-inventory assets$2,603,317
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$3,008,120
Total revenues$166,494,738

Organizations like WECU

OrganizationLocationRevenue
Horizon Credit Union (HZCU)Spokane Valley, WA$110,218,528
Salal Credit UnionSeattle, WA$74,965,948
Washington State Employees Credit Union (WSECU)Olympia, WA$317,874,177
Verity Credit UnionSeattle, WA$45,304,618
Kitsap Credit Union (KCU)Bremerton, WA$135,974,513
TwinStar Credit UnionOlympia, WA$237,650,989
Columbia Community Credit UnionVancouver, WA$117,918,562
Numerica Credit UnionSpokane Valley, WA$225,568,834
iQ Credit Union (IQCU)Vancouver, WA$114,383,646
Harborstone Credit UnionTacoma, WA$93,110,698
Data update history
July 12, 2025
Posted financials
Added Form 990 for fiscal year 2024
July 2, 2025
Used new vendors
Identified 1 new vendor, including
May 13, 2025
Used new vendors
Identified 1 new vendor, including
May 13, 2025
Updated personnel
Identified 3 new personnel
August 9, 2024
Posted financials
Added Form 990 for fiscal year 2023
Nonprofit Types
Grantmaking organizationsCredit unionsChapter / child organizations
Issues
No issues found
Characteristics
Memberships
General information
Address
21 Bellwether Way 111
Bellingham, WA 98225
Metro area
Bellingham, WA
County
Whatcom County, WA
Website URL
wecu.com/ 
Phone
(360) 676-1168
IRS details
EIN
91-0712539
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1936
Eligible to receive tax-deductible contributions (Pub 78)
No
Categorization
NTEE code, primary
W60: Financial Institutions, Credit Unions
NAICS code, primary
522130: Credit Unions
Parent/child status
Child within group exemption
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