EIN 31-1410758

Trinity Credit Counseling

IRS 501(c) type
501(c)(3)
Num. employees
0
State
Year formed
1994
Most recent tax filings
2022-12-01
Description
Trinity Credit Counseling commits to addressing the underlying causes of debt and financial distress for individuals and families. The agency provides credit counseling, debt management, and debt counseling to guide consumers in formulating a monthly budget. Financial education is believed to be the remedy for managing issues such as debt, misuse of credit, bankruptcy, and more. As a non-profit 501(c)(3) organization, Trinity offers many services to help those experiencing challenges with their finances.
Total revenues
$4,585,570
2022
Total expenses
$4,635,682
2022
Total assets
$8,530,388
2022
Num. employees
0
2022

Program areas at Trinity Credit Counseling

Trinity provides Credit Counseling, debt management, and debt Counseling for individuals and families who are experiencing debt problems or need guidance to formulate a monthly budget. Being a non-profit 501(c)(3) organization, many of these services are offered at no cost to our clients. Those who inquire about our service are given access to a certified Credit counselor. To start, counselors provide an explantion of all the services offered. Through conversation, counselors will facilitate a series of questions to obtain insight regarding the caller's overall situation. Once enough information is collected, counselors use their expertise to decide what options are available that can target and resolve the caller's specific needs. For those in need of financial Counseling, the first step is the dree debt analysis. This critical step allows the counselor to review the client's income, expenses, and identify potential problem areas. Counselors give suggestions on ways in which the client can improve their budget and financial situation. Details pertaining to debts owed are also reviewed. Recommendations are explained about available options that would assist with repaying debts. The counselor will work to identify the root cause of the client's situation so that proper corrective action can take place. Counselors will provide follow up Counseling at various intervals based on each individual's needs. Weekly, Trinity receives as many as 360 inquiries via the telephone, internet, or in person. Annually, this amounts to more than 18,700 people who contact Trinity seeking our assistance. All are given access to a certified Credit counselor. Approximately 43% of these inquirers go on to complete an application. Of the applications received, about 42% are advised to enter into a dmp. The remaining 58% are offered alternative solutions such as working with creditors directly, bankruptcy, or an applicable referral to an outside resource for help pertaining to auto loans, mortgage loans, or student loan relief. Trinity's education and outreach efforts are intended to inform the community of personal financial management skills and techniques. Trinity's education and outreach efforts focus on several targeted audiences: youth and adult financial education, community colleges and workforce development and housing education. Education and outreach efforts are collaborative such as working with public schools, community organizations, governmental agencies, Credit unions and private businesses. Trinity strives to build and sustain community partnerships to expand organizational capacity and serves the community through financial education presentations, workshops, or seminars. In 2022, 5,500 individuals were reached by Trinity's education programs.

Grants made by Trinity Credit Counseling

GranteeGrant descriptionAmount
The Dragonfly FoundationGeneral Support of the Organization$15,128
Currahee LLCGeneral Support of the Organization$15,000
Center for Christian VirtueGeneral Support of the Organization$15,000
...and 5 more grants made

Personnel at Trinity Credit Counseling

NameTitleCompensation
Gary A VosickExecutive Director$265,225
Jade DurhamOperations Manager$2,500
Carole LeonardSecretary$75,579

Financials for Trinity Credit Counseling

RevenuesFYE 12/2022
Total grants, contributions, etc.$0
Program services$4,774,122
Investment income and dividends$92,289
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$0
Net gain from sale of non-inventory assets$-280,841
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$0
Total revenues$4,585,570

Form 990s for Trinity Credit Counseling

Fiscal year endingDate received by IRSFormPDF link
2022-122023-09-12990View PDF
2021-122022-10-05990View PDF
2020-122021-06-24990View PDF
2019-122021-02-19990View PDF
2018-122020-01-03990View PDF
...and 9 more Form 990s
Data update history
November 9, 2023
Posted financials
Added Form 990 for fiscal year 2022
November 9, 2023
Updated personnel
Identified 1 new personnel
June 12, 2023
Posted financials
Added Form 990 for fiscal year 2021
May 22, 2023
Updated personnel
Identified 1 new personnel
July 9, 2022
Posted financials
Added Form 990 for fiscal year 2020
Nonprofit Types
Human service organizationsFamily service centersCharities
Issues
Human services
Characteristics
National levelManagement and technical assistanceTax deductible donationsNo full-time employees
General information
Address
11229 Reading Rd
Cincinnati, OH 45241
Metro area
Cincinnati, OH-KY-IN
County
Hamilton County, OH
Website URL
trinitycredit.org/ 
Phone
(513) 769-0621
IRS details
EIN
31-1410758
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1994
Eligible to receive tax-deductible contributions (Pub 78)
Yes
Categorization
NTEE code, primary
P50: Personal Social Services
NAICS code, primary
624190: Individual and Family Services
Parent/child status
Independent
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