EIN 94-2407726

Santa Cruz Community Credit Union (SCCCU)

IRS 501(c) type
501(c)(14)
Num. employees
77
Year formed
1977
Most recent tax filings
2022-12-01
Description
Santa Cruz Community Credit Union (SCCCU) is a nonprofit financial cooperative that promotes economic justice. They are local, independent, and member-owned.
Related structure
SCCCU is child organization, under the parent exemption from Credit Unions in the State of California.
Also known as...
Credit Unions in the State of California
Total revenues
$14,177,074
2022
Total expenses
$11,593,769
2022
Total assets
$188,657,258
2022
Num. employees
77
2022

Program areas at SCCCU

The Credit Union is a Community development, low-income and juntos avanzamos certified Credit Union providing low-cost, life-changing services and financial learning to its local communities with a mission to embrace economic justice and fprovide financial access to all people. Additionally, the Credit Union's mission includes providing services to unbanked and underserved members of our communities. Services include savings accounts, matricula consular accounts and all facets of consumer, real estate and commercial/small business lending as well as itin lending and second chance services. First-time borrowing programs,credit builder loans, lines of Credit, vehicle, Credit cards and second chance opportunities for borrowing, are all part of the Credit unions services.
The Credit Union provides consumer and business financial products and services including fixed-income savings instruments, share-draft and ira accounts, matricula consular accounts, second chance savings, and no or low-cost checking accounts designed to serve both moderate and low-income Community members as well as our immigrant Community members.
The Credit Union provides business lending and commercial lending products including real estate first and second loans, Community development and government guaranteed loans such as sba loans, small business and micro business loans as well as other business loans in a Community of entrepreneurial businesses that often have few options available to them from the mainstream banking industry.

Grants made by SCCCU

GranteeGrant descriptionAmount
Seniors Council of Santa Cruz and San Benito CountiesVita Donations$10,000
The Diversity CenterTo Enhance the Lives and Promote Fairness for the Lesbian, Gay, Bisexual and Transgender Community.$10,000
Court Appointed Special Advocates of Santa Cruz CountyTo Assist in Providing Advocacy, Stability, and Hope To Children Who Have Been Abused.$5,150
...and 1 more grant made

Personnel at SCCCU

NameTitleCompensation
Elizabeth CarrChief Executive Officer$278,810
Everado MunozChief Operating Officer$144,323
Annie SongChief Financial Officer$173,521
Edward CrossChief Information Officer$157,823
Richard CooperExecutive Vice President$137,396
...and 11 more key personnel

Financials for SCCCU

RevenuesFYE 12/2022
Total grants, contributions, etc.$0
Program services$10,274,698
Investment income and dividends$299,894
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$0
Net gain from sale of non-inventory assets$2,006,182
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$1,596,300
Total revenues$14,177,074

Form 990s for SCCCU

Fiscal year endingDate received by IRSFormPDF link
2022-122023-11-06990View PDF
2021-122022-11-02990View PDF
2020-122021-11-03990View PDF
2019-122021-06-08990View PDF
2018-122020-02-18990View PDF
...and 9 more Form 990s
Data update history
January 18, 2024
Posted financials
Added Form 990 for fiscal year 2022
January 10, 2024
Updated personnel
Identified 4 new personnel
August 29, 2023
Updated personnel
Identified 2 new personnel
July 28, 2023
Posted financials
Added Form 990 for fiscal year 2021
July 6, 2023
Updated personnel
Identified 2 new personnel
Nonprofit Types
Credit unionsChapter / child organizations
Issues
No issues found
Characteristics
State / local levelCommunity engagement / volunteering
General information
Address
324 Front St
Santa Cruz, CA 95060
Metro area
Santa Cruz-Watsonville, CA
County
Santa Cruz County, CA
Website URL
scccu.org/ 
Phone
(831) 425-7708
Twitter profile
@santacruzccu 
IRS details
EIN
94-2407726
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1977
Eligible to receive tax-deductible contributions (Pub 78)
No
Categorization
NTEE code, primary
W60: Financial Institutions, Credit Unions
NAICS code, primary
522130: Credit Unions
Parent/child status
Child within group exemption
Free account sign-up

Want updates when SCCCU has new information, or want to find more organizations like Santa Cruz Community Credit Union (SCCCU)?

Create free Cause IQ account