Program areas at Safe Credit Union
Safe has served the sacramento area since 1940, and now has membership spanning 13 counties in northern California. Safe has 20 branches in three of these counties: sacramento, placer and yolo. Safe serves approximately 236,255 members. Safe offers depository, lending and other financial products and services to help its members improve their financial well-being. As a not for profit, Safe is able to deliver benefits to its membership through lower loan rates and higher deposit rates. In addition, Safe members enjoy the following benefits: access to over 30,000 atms nationwide, access to 5,600 shared branch locations nationwide, ability to perform point-of-sale (pos) transactions, free online banking and bill pay, financial management tools and early payday with direct deposit.
Safe offers a variety of low-rate products to help members with their financing needs. Available loan products include auto loans, real estate mortgage loans, home equity lines of Credit, home improvement loans, visa Credit cards, small business loans, commercial real estate, and other secured and unsecured loans.
Safe offers a variety of deposit products including savings, checking, money market, certificate, retirement, business, and youth accounts. Deposits are federally insured to at least $250,000 and backed by the full faith and Credit of the united states government. Safe's deposit rates are very competitive with the market and are typically higher than banks. Safe features both low and no-cost checking products as well as those with higher dividend rates. Members can transfer funds from one deposit product or account to another quickly and seamlessly through our online, mobile, and telephone banking systems.