EIN 22-3120920

Navicore Solutions

IRS 501(c) type
Num. employees
Year formed
Most recent tax filings
Navicore Solutions strengthens the well-being of individuals and families through education, guidance, advocacy and support. Navicore Solutions has grown to become one of the largest nonprofit financial education providers in the US.
Also known as...
Garden State Consumer Credit Counseling
Total revenues
Total expenses
Total assets
Num. employees

Program areas at Navicore Solutions

Debt Management ProgramWe administer a Debt Management Program (DMP) for those individuals who require assistance in managing their finances and unsecured debt. We design and implement a repayment plan, communicate with creditors, and receipt and disburse funds to creditors on behalf of DMP clients.During the period, $86,133,516 in debt was repaid on behalf of our clients to their creditors.
Housing CounselingOur Housing Counseling services include pre-purchase, rental, default/foreclosure prevention, home equity conversion mortgage counseling and HECM default counseling. A certified housing counselor may also assist homeowners with negotiating a repayment plan, securing a loan modification or other possible solutions that will allow the homeowner to retain homeownership.
Budget Counseling & EducationA complete budget analysis is prepared for consumers experiencing budget, credit or debt related concerns. One on one counseling assesses the consumers monthly financial profile and facilitates guidance to resources. Our counseling model includes a thorough budget analysis and the development of an action plan supported by resources, recommendations and education material.During the period, we provided over 14,600 counseling sessions whereby a budget analysis, resources, information and guidance were afforded. In addition, an average of over 9,100 types of education material were delivered per month, excluding material distributed as part of our community outreach work and via our website.

Who funds Navicore Solutions

Grants from foundations and other nonprofits
National Foundation for Credit Counseling (NFCC)Housing, Financial Education, and Program Support$67,395
TD Charitable FoundationCovid-19 Financial Recovery Program$10,000
The Amboy FoundationNon-Profit$2,500
Federal funding details
Federal agencyProgram nameAmount
Department of Housing and Urban DevelopmentHOUSING COUNSELING ASSISTANCE PROGRAM$657,654
Department of Housing and Urban DevelopmentHOUSING COUNSELING ASSISTANCE PROGRAM$280
...and 1 more federal grant or contract

Personnel at Navicore Solutions

Joel GreenbergExecutive Dir. / President and Chief Executive Officer$179,551
Todd SulerExecutive Vice President of Finance and Chief Financial Officer$201,856
Diane GrayVice President of Counseling and Education$159,646
Chip FichotSr.business Sys An$102,086
Jill FeldmanPresident$270,035
...and 2 more key personnel

Financials for Navicore Solutions

RevenuesFYE 12/2020
Total grants, contributions, etc.$2,179,892
Program services$9,488,320
Investment income and dividends$0
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$193,280
Net gain from sale of non-inventory assets$0
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$91,607
Total revenues$11,953,099

Form 990s for Navicore Solutions

Fiscal year endingDate received by IRSFormPDF link
2020-122021-07-08990View PDF
2019-122021-02-17990View PDF
2018-122020-01-29990View PDF
2017-122018-11-15990View PDF
2016-122018-01-18990View PDF
...and 7 more Form 990s

Organizations like Navicore Solutions

creditorgRiverside, CA$14,955,902
Money Management International (MMI)Phoenix, AZ$38,595,180
Greenpath IncorporatedFarmington Hills, MI$44,875,928
Incharge Debt SolutionsOrlando, FL$16,065,326
Consumer Education Services (CESI)Raleigh, NC$7,890,936
Debt Reduction ServicesBoise, ID$3,644,677
Trinity Credit CounselingCincinnati, OH$6,728,875
Cambridge Credit Counseling CorporationAgawam, MA$7,932,407
Take Charge AmericaPhoenix, AZ$8,384,046
ApprisenGahanna, OH$4,413,242
Data update history
July 22, 2022
Received grants
Identified 2 new grant, including a grant for $67,395 from National Foundation for Credit Counseling (NFCC)
July 21, 2022
Posted financials
Added Form 990 for fiscal year 2020
July 21, 2022
Updated personnel
Identified 3 new personnel
September 24, 2021
Received grants
Identified 1 new grant, including a grant for $2,500 from The Amboy Foundation
August 22, 2021
Posted financials
Added Form 990 for fiscal year 2019
Nonprofit Types
Human service organizationsFamily service centersHeadquarter / parent organizationsCharities
Human services
National levelReceives government fundingTax deductible donations
General information
200 Us Hwy 9
Manalapan, NJ 07726
Metro area
New York-Newark-Jersey City, NY-NJ-PA
Monmouth County, NJ
Website URL
(800) 992-4557
Facebook page
Twitter profile
IRS details
Fiscal year end
Taxreturn type
Form 990
Year formed
Eligible to receive tax-deductible contributions (Pub 78)
NTEE code, primary
P50: Personal Social Services
NAICS code, primary
624190: Individual and Family Services
Parent/child status
Central organization
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