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EIN 38-6084711

Credit Unions Chartered in the State of Michigan - 488 Gratiot Community Credit Union

IRS 501(c) type
501(c)(14)
Num. employees
29
City
Alma
State
Michigan
Year formed
1955
Most recent tax filings
2024-12-01
NTEE code, primary
W60: Financial Institutions, Credit Unions
Description
Credit Unions Chartered in the State of Michigan - 488 Gratiot Community Credit Union provides financial services and products to members. It offers various types of loans, including real estate, credit card, vehicle and other, with a total number of 4,404 outstanding as of 12/31/2022. The Credit Union also provides several deposit account types, such as savings, checking, certificates and others, with a total number of members at 12/31/2022 being 6,692.
Related structure
Credit Unions Chartered in the State of Michigan - 488 Gratiot Community Credit Union is child organization, under the parent exemption from Credit Unions Chartered in the State of Michigan.
Also known as...
Gratiot Community Credit Union
Total revenues
$3,858,840
2024
Total expenses
$3,440,716
2024
Total assets
$55,538,683
2024
Num. employees
29
2024

Program areas at Credit Unions Chartered in the State of Michigan - 488 Gratiot Community Credit Union

The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2024 was 6,666.
The Credit Union provides a variety of loans to members including real estate, Credit card, vehicle and other. The total number of loans outstanding at 12/31/2024 was 4,435.

Financials for Credit Unions Chartered in the State of Michigan - 488 Gratiot Community Credit Union

RevenuesFYE 12/2024
Total grants, contributions, etc.$0
Program services$3,548,567
Investment income and dividends$310,273
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$0
Net gain from sale of non-inventory assets$0
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$0
Total revenues$3,858,840
Data update history
June 2, 2025
Posted financials
Added Form 990 for fiscal year 2024
August 14, 2024
Posted financials
Added Form 990 for fiscal year 2023
August 12, 2024
Updated personnel
Identified 1 new personnel
November 25, 2023
Posted financials
Added Form 990 for fiscal year 2021
July 22, 2023
Posted financials
Added Form 990 for fiscal year 2022
Nonprofit Types
Credit unionsChapter / child organizations
Issues
No issues found
Characteristics
MembershipsState / local level
General information
Address
211 W St
Alma, MI 48801
County
Gratiot County, MI
Website URL
gratiotcu.org/ 
Phone
(989) 463-8321
IRS details
EIN
38-6084711
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1955
Eligible to receive tax-deductible contributions (Pub 78)
No
Categorization
NTEE code, primary
W60: Financial Institutions, Credit Unions
NAICS code, primary
522130: Credit Unions
Parent/child status
Child within group exemption
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