Brazos Valley Schools Credit Union (BVSCU)

Share accounts: Brazos Valley Schools Credit Union's share accounts offer advantages to members of all ages. The Credit Union had 62,670 member-owned accounts as of december 31, 2023. Member savings dividends are paid quarterly. Share accounts are accessed through the branch offices, home banking via the internet or telephone and atm's worldwide. The Credit Union encourages the use of automated payroll deposits into the accounts to develop consistent savings habits.

Consumer loans: Brazos Valley Schools Credit Union offers both personal consumer loans and real estate loans to our members. The personal consumer loans include: signature loans, Credit cards, line-of-credit loans and share/certificate secured loans, other secured loans and auto loans. Consumer life and disability insurance is available on all personal consumer loans. The real estate loans include: land, construction, first lien mortgage, home improvement and home equity, including home equity line of Credit. Real estate loans are serviced in-house with escrow account services provided on all first lien mortgages.

Checking accounts: Brazos Valley Schools Credit Union offers four types of checking accounts to our members: (1) money market (2) dividend bearing (3) service charge free and (4) student checking account. The money market and dividend bearing checking accounts pay dividends monthly. The service charge free and student checking do not pay dividends. Members with checking accounts are offered free debit cards, internet account access, free mobile banking, and free use of internet bill payer platform.