Access Ventures

Neighborhood economics: when we lack Access to something that is required for our flourishing, community is broken, relationships are distorted, and problems emerge. The level of genuine impact within an area is a neighborhood, yet economic planning has historically been assumed into city-wide and regional approaches. The organization seeks to invest in, and encourage, the development of neighborhood-level economics. This takes the form of job creation, business development, housing solutions, commercial spaces, creative place making, and localized philanthropy. As we open up Access for the underserved, we build the community we all desire to live in.

Financial inclusion: in the united states, wealth inequality runs even more pronounced than income inequality. This lack of Access to financial services worsens inequality and the cycle of poverty. Without Access to financial services, low-wealth individuals become vulnerable to financial shocks, such as a car accident, hospitalization, or job loss. When families and individuals can save money; can Access affordable financial services for home, school and business; as well as exchange money in a safe manner, they can begin to invest in a better future. Financial inclusion leads to greater individual, family, and community stability. Inclusion is of benefit to the person, as well as society at large. In 2014, the organization partnered to bring kivazip and 0% financing to louisville as well as created a micro-loan program to partner with unbanked small businesses to provide Access to capital for them to thrive.

Strategic real estate: vast numbers of vacant homes and businesses deteriorate the fabric of a community by increased crime rates, higher costs to the tenants given no other opportunity for residence, and making it difficult for businesses to be successful. Therefore, we invest in affordable housing and commercial properties to improve the community, at the same time raising community awareness for underlying causes of housing insecurity.

Access to capital: traditional banking and financial services exclude millions of individuals and small businesses. Inclusion in these financial systems leads to greater individual, family, and community stability. Therefore, we invest in companies and programs that improve Access to equitable capital, financial services, and the distribution of funds beyond traditional means.

Creative economy: we believe that people have the right to realize their full potential. An economy that encourages creativity accelerates growth and long-term community vitality by encouraging people to be their authentic selves. The creative economy surfaces and redeems the beliefs we identify with, and that we value, and exposes that which is possible. We work intentionally to create programs that support creators and their creative development as they mature in their craft.

Income from direct charitable activity - strategic real estate.

Program. See part ix-a - summary of direct charitable activities.

Income from direct charitable activity - Access to capital.

See part ix-a - summary of direct charitable activities.