Program areas at Habitat for Humanity of Charlotte
Habitat Charlotte Region is entering its 40th year of providing affordable homeownership solutions to low-income families in our Region, and we are proud to be among the top affiliates in the country. Home construction continues to be at the heart of Habitat's mission. Through this program, we focus on building new homes and refurbishing existing ones, and pricing them at fair market value to sell to income-qualified homebuyers with mortgages that are "right-sized" through subsidies to be affordable. 45 families closed on new homes and 26 on existing homes last year.
Our mission is sustained through a healthy mix of funding streams to support our operating needs, growth goals and strategic plan. Six restores, where we sell new and gently-used furniture, appliances, home dcor, and building materials support our operational expenses.
Our critical home repair program provides qualified families with significant home repairs, improving substandard housing conditions for those with limited financial resources and preserving affordable units in our community. Our team focuses on four essential health and safety issues: unsafe roofs or floors, lacking heat, electrical system hazards, and plumbing hazards while also addressing accessibility issues in and around the home. 136 families were served through this program during the year.
Money matters, the expanded financial literacy course we piloted in 2019, served 200 families in fy22. Habitat Charlotte Region is strongly committed to advocating and championing social justice and racial equity in the communities we serve and closing the racial wealth gap. We work closely with several local nonprofits and peer organizations that refer potential homeowners to us while also providing wrap-around services to our families. Habitat Charlotte Region understands the effects of homeownership on asset-building and wealth, improved health effects of affordable housing, the positive effects of homeownership on educational outcomes, as well as the societal and environmental benefits of homeownership.