Consolidated Credit Counseling Services

Consumers requiring financial and budget Counseling may complete a free detailed Counseling session with a certified Credit counselor. These sessions are conducted in-person, on the telephone or via the internet. During this session, the counselor assesses the consumer's financial position, completes a detailed budget and develops a customized action plan. The consumer is presented options to help resolve their financial position. The organization provides debt management Services to consumers who elect this option as part of their budgetary management.