Program areas at Promise Credit Union
Savings Accounts - A major objective of the credit union ts to provide our members with a safe place to keep their money and earn Interest at the same time PCU also encourage its members, especially the younger ones, to develop consistent saving habits. To this end, the credit union has cooperated with several agencies to provide incentives for 1ts members to save At the end of 2016. ww the credit union has 3,119 saving accounts with approximately $2 184 million in deposit and 41 Share Certificate accounts, of which accounts are from members totaling approximately $172K, and 4 accounts are from non-members totaling approximately $860K
Checking Accounts are offered mainly for the convenience of our members in meeting their financial needs To extent the functionality of these accounts, we provide members with free ATM cards, internet account access. bill paying services, and electronic statements At the end of 2016, we have 471 checking accounts totaling about
Loans.- Promise Credit Union offers a varety of consumer loan products to its members, including auto loans, title loans, small equipment loans, citizenship loans (for immigrants applying for US citizenship), Preferred Associate Loans (PAL) and PAL Plus The PAL Plus loan has a saving feature that ts part of the repayment plan and 1s used mostly to build up a member's credit history We also offer credit life and Disability Insurance and Guaranteed Auto Protection (GAP) to our members oo inne