Partner Community Capital

Lending program: pcap is a specialized, niche lender for start-up and early stage small businesses in underserved markets. The primary goal of its loan programs is to create or retain full-time private sector jobs. Pcap provides microloans in amounts from $1,000 to $50,000 and business loans sized from $50,000 to $1,500,000. Pcap is approved as a united states department of agriculture (usda) business & industry (b & i) guaranteed lender, giving it the ability to participate in transactions up to $2.5 million.pcap's business clients are predmominately located in economically distressed rural communities and are unable to access Capital from traditional sources. Target sectors include, but are not limited to: environmental services, local food system infrastructure, heritage and recreation-based tourism, value-added agriculture, renewable energy, energy efficiency, recycling, water conservation and treatment, secondary forest products, natural medicines, green building, critical Community services, and technologies that support the sustainable use of natural resources. Pcap pursues triple bottom line (tbl) small business development as a means to responsibly create wealth in distressed communities. Small and mid-sized businesses can demonstrate the viability of utilizing natural assets responsibly, while offering opportunities in low income communities to build wealth through the creation of living wage jobs with benefits and skill building opportunities. While pcap specailizes in financing tbl companies, it recognizes that economically and environmentally healthy communities require a diverse range of business and services, so pcap expanded its work.

Strategic initiatives program: pcap's strategic initiatives use targeted funding and partnerships with small business-related or sector-specific Community partners to devote added resources to particular sectors or constituencies within pcap's stated mission. These initiatives frequently combine pcap's loan Capital with targeted business advisory services in order to ensure borrower success.